A woman is qualified to obtain an FHA loan for the purchase of a new home. From which of the following may she obtain this loan?

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The correct choice is obtaining the FHA loan from a qualified Federal Housing Administration mortgagee. FHA loans are specifically designed to be issued by lenders that are approved by the FHA itself. These lenders must meet certain criteria established by the FHA to ensure that they are capable of handling these types of loans, which includes adhering to specific underwriting guidelines and requirements set forth by the FHA.

While private lenders and credit unions may offer FHA loans, they must first obtain approval from the FHA to be considered qualified mortgagees. Therefore, simply identifying a private lender or credit union does not guarantee that they can provide an FHA loan unless they are recognized by the FHA. Real estate agents, on the other hand, are not lenders and cannot issue loans, making them an unsuitable option for obtaining an FHA mortgage.

In summary, the most accurate source for obtaining an FHA loan is a qualified Federal Housing Administration mortgagee, as they are specifically authorized to lend these types of loans.

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