Which of the following is NOT considered a sign of possible mortgage fraud?

The choice indicating that 'same consideration in sales contract and the new deed' is not considered a sign of possible mortgage fraud is accurate because this scenario typically reflects a standard real estate transaction process. In real estate deals, the consideration mentioned in both the sales contract and the deed is expected to match, as both documents confirm the same financial terms agreed upon by the buyer and the seller. This consistency is important for legal clarity and ensures that the transaction is recorded accurately.

In contrast, the other options highlight potential red flags that may indicate fraudulent activity. Discrepancies in employment history can suggest that a borrower may be providing false information to qualify for a mortgage. Unusual debt-to-income ratios might signal that a borrower is taking on more debt than they can realistically manage, which can be indicative of deceptive practices aimed at manipulating loan approvals. Overstated property value is a direct attempt to deceive lenders or investors by inflating the asset's worth, potentially leading to fraudulent loan amounts. Each of these signs presents a genuine risk associated with mortgage fraud, further differentiating them from the normal procedural consistency reflected in matching considerations in a sales contract and deed.